Improve the end-to-end underwriting process with our consumer lending solutions:
- Income Verification
- Affordability & Vulnerability Assessments
- Scores and Risk Insights
- Fraud Prevention
- Customer Management
- Faster underwriting evaluation time
- Increase in acceptance rates
- Reduction in default rates
- Increase in loan conversion rates
Trusted by industry leaders
Trusted by industry leaders
Affordability Insights:
Our affordability insights streamline underwriting, reducing cost and time
Risk Insights:
Harness our unique credit risk insights and scores built on Open Banking data
Our affordability insights streamline underwriting, reducing cost and time
- Breakdown of expenditure into essential and non-essential categories
- suggested and adjustable thresholds for affordability assessments
- predicted and historical spending analysis
- comprehensive view of balances, recurring expenses and loan repayments
Risk Insights:
Harness our unique credit risk insights and scores built on Open Banking data
- Identify key risk indicators such as gambling, loan repayments and returned direct debits
- Recent income loss and account distress
- Features that can be incorporated into credit scorecards
- Bespoke data science and risk modelling services